Florida Property & Casualty Insurance Exam

The general lines exam presents 160 scored questions plus 15 unscored pretest questions, and you need 70% to pass. Content spans general insurance concepts, the major property forms (dwelling, homeowners, commercial property, inland marine), casualty policies (auto, commercial general liability, workers' compensation), policy provisions, and a heavy dose of Florida-specific law.

• Florida statutes common to all lines carry a 15% weight, and types of property policies 14%
• Property policy provisions, contract law, and casualty policy provisions weigh 8% each
• Expect coinsurance and no-fault math alongside scenario questions

A passing score remains valid for one year while you complete your license application.

The exam fee is $44 per attempt, paid to Pearson VUE when you schedule. The state license application carries a separate $50 application fee, and you should also budget for fingerprinting and for the required 200-hour pre-licensing course, whose price varies by provider. If you do not pass on the first try, Florida allows 5 attempts per 12 months, each at the full exam fee, so focused preparation protects both your calendar and your wallet.

You get 3 hours to work through 175 multiple-choice questions (160 scored, 15 pretest) on a computer at a Pearson VUE location. Questions are four-option multiple choice, weighted across the state's published content outline. That works out to roughly one minute per question, with time left over to review flagged items, so pacing is comfortable if you know the material cold.