The Florida Property & Casualty Insurance Exam is the state licensing test for the 2-20 General Lines Agent license, administered by Pearson VUE for the Florida Department of Financial Services. Passing it is the gateway to selling property, casualty, surety, marine, and miscellaneous lines in Florida, from homeowners and auto to commercial packages.
The general lines exam presents 160 scored questions plus 15 unscored pretest questions, and you need 70% to pass. Content spans general insurance concepts, the major property forms (dwelling, homeowners, commercial property, inland marine), casualty policies (auto, commercial general liability, workers' compensation), policy provisions, and a heavy dose of Florida-specific law.
A passing score remains valid for one year while you complete your license application.
The exam fee is $44 per attempt, paid to Pearson VUE when you schedule. The state license application carries a separate $50 application fee, and you should also budget for fingerprinting and for the required 200-hour pre-licensing course, whose price varies by provider. If you do not pass on the first try, Florida allows 5 attempts per 12 months, each at the full exam fee, so focused preparation protects both your calendar and your wallet.
You get 3 hours to work through 175 multiple-choice questions (160 scored, 15 pretest) on a computer at a Pearson VUE location. Questions are four-option multiple choice, weighted across the state's published content outline. That works out to roughly one minute per question, with time left over to review flagged items, so pacing is comfortable if you know the material cold.
A deep dive into the Florida-specific insurance laws and regulations tested on the state licensing exams, including the general lines exam. Covers the state statutes and rules section that trips up many candidates.
Source: Fast Pass University (YouTube)
A long-form set of free practice questions for the Florida property and casualty insurance exam, worked through with answers. Spans policy provisions, coverage types, and Florida-specific material.
Source: InsureTutor (YouTube)
Twenty free practice questions targeted specifically at the Florida General Lines (2-20/0220) agent exam. A quick benchmark of readiness for the state exam format.
Source: ExamPrep.School (YouTube)
Two hundred questions and answers aimed at the Florida 2-20 general lines agent exam. High-volume drill coverage across property, casualty, and state regulation topics.
Source: Actual Exam Quizzes (YouTube)
The exam has 160 scored questions plus 15 unscored pretest questions, and candidates are given 3 hours to complete it.
Candidates need a 70% passing score, and once earned it stays valid for one year.
The examination fee is $44, separate from the $50 license application fee assessed when you submit your license application to the state.
Florida has retained Pearson VUE to develop and administer its insurance licensing exams, working under the state's insurance regulator.
There's a limit of five examination attempts for the same exam type within any 12-month period.
Licensees owe 24 hours of continuing education on a biennial cycle, and the license itself expires if it goes unappointed for 48 months.
Every exam fact on this page traces to a primary document published by the body that administers the exam.
Last verified against the official exam content outline: