Insurance Licensing
State pre-licensing exams for life, health, and property & casualty insurance.
Choose your exam family
Families group sibling exams — the tiers of one credential, the split and combined versions of a licence, the per-state variants. Each opens its own page with every exam and its free resources.
- Insurance adjuster3 exams328 free questionsState licensing exams for insurance claims adjusters.All-Lines Insurance AdjusterPublic Insurance AdjusterWorkers Compensation AdjusterExplore Insurance adjuster →
- Life & Health insurance licensing4 exams343 free questionsState-mandated pre-licensing for life and health lines.Life InsuranceHealth InsuranceLife-Only InsuranceAccident & Health InsuranceExplore Life & Health insurance licensing →
- Property & Casualty insurance3 exams651 free questionsState pre-licensing for P&C and personal lines producers.Florida P&CProperty & Casualty InsurancePersonal Lines InsuranceExplore Property & Casualty insurance →
- Specialty insurance lines2 exams126 free questionsState licensing for surplus lines and limited-line insurance.Surplus Lines InsuranceLimited Lines InsuranceExplore Specialty insurance lines →
What you'll find on every Insurance Licensing exam
Each exam has up to four pages, one per job to be done: practice the questions, understand the exam, study the outline, or revise the morning of. Flashcards and glossary terms sit inside the study guide rather than on pages of their own.
- Practice tests12
- Free question banks with a worked explanation on every answer.
- Exam guides12
- Cost, format, eligibility and difficulty, straight from the official outline.
- Study guides12
- Full outline coverage, plus the exam's flashcards and glossary terms.
- Cheat sheets12
- One-page summaries built for the last review, with a PDF download.
Frequently asked questions
Pick your line — life & health or property & casualty — complete any pre-licensing hours your state requires, pass the state exam, then submit the application with fingerprints where required. Each state and line page here lists the specifics.
The dense policy-form and state-law detail is what trips candidates up. Expect scenario questions on coverage forms, exclusions, and state rules — drilling exam-style questions is the highest-yield preparation.
Two separate licenses with separate exams. Life & health covers life policies, annuities, and health plans; property & casualty covers home, auto, and commercial lines. Agencies often want both eventually — start with the line your job needs.
Yes — every line and state here has a free practice exam with answer explanations, a study guide, and a cheat sheet. No signup.
Official sources
Every exam number on this page traces to a document published by the body that sets or administers the exam. These are the primary publishers cited across Insurance Licensing.
- Texas Department of Insurancetdi.texas.govcited by 9 exams
- NAICcontent.naic.orgcited by 7 exams
- Florida exam authoritymyfloridacfo.comcited by 6 exams
- National Insurance Producer Registrynipr.comcited by 6 exams
- Florida Department of Financial Serviceshome.pearsonvue.comcited by 5 exams
- California Department of Insuranceinsurance.ca.govcited by 5 exams
- PSI Servicespsiexams.comcited by 5 exams
- Illinois exam authorityidoi.illinois.govcited by 2 exams
- Pennsylvania exam authorityinsurance.pa.govcited by 2 exams
- New York exam authoritydfs.ny.govcited by 2 exams
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