Public Adjuster Cheat Sheet.
The night-before summary, built like the exam.

Public Insurance Adjuster License Exam — Cheat Sheet

Quick-reference facts to lock in before test day. Numbers below are the ones examiners rarely change your mind about — memorize them cold.

Exam Snapshot

• 100 scoreable questions — plan your pace around this count.
• 120 minutes total time limit.
• $39 exam fee.

Pacing Math (must-remember)

With 120 minutes for 100 scoreable questions, you have roughly 1.2 minutes (about 72 seconds) per question. Bank time on easy items so scenario questions get the extra seconds.

• Halfway checkpoint: aim to finish ~50 questions by the 60-minute mark.
• Reserve the final few minutes to revisit flagged items rather than leaving blanks.

Test-Day Rules of Thumb

• Every question counts toward score — never leave a blank; an educated guess beats an omission.
• Budget the $39 fee per attempt, so treat the first sitting as the one that counts.
• Time is fixed at 120 minutes — a running clock, not per-section, so watch your overall pace.