Accident & Health Insurance Agent Exam: Full Comparison
The California Accident & Health Insurance Agent Exam (also called the Accident & Health, or A&H, license exam) is one of several producer-licensing exams offered by the California Department of Insurance. Because their names overlap, candidates often confuse it with the broader Life Insurance License Exam, the Health Insurance License Exam, and the Life-Only Insurance Agent Exam. This page compares scope, difficulty, ideal candidates, and prerequisites so you can confirm you are studying for the right one.
Frequently asked questions
Is the Accident & Health Insurance Agent Exam the same as the Health Insurance License Exam?
For practical purposes in California, yes. The health authority is examined through the Accident & Health line, so what people call the "Health Insurance License Exam" refers to the same accident-and-health scope covered by the Accident & Health Insurance Agent Exam.
How is the Accident & Health exam different from the Life-Only exam?
They cover different product lines. The Accident & Health exam tests medical, disability, Medicare-supplement, and long-term-care coverage, while the Life-Only Insurance Agent Exam tests life insurance and annuities. Neither grants the other's authority, so you must pass each separately to sell both.
How many questions is the Accident & Health Insurance Agent Exam and what score do I need?
The Accident & Health Insurance Agent Exam has 75 questions with a 105-minute time limit, and you need a 60 percent score to pass. The producer exam fee is $55.