What Is Whole Life Insurance?

A type of permanent life insurance that provides lifelong coverage with level premiums and builds cash value over time.

Whole Life Insurance across 2 exams

Whole Life Insurance appears on the following exams. Each defines it in the context candidates are tested on:

Life Insurance
A type of permanent life insurance that provides lifelong coverage with level premiums and builds cash value over time.
Life-Only Insurance
Permanent life coverage lasting until death, with fixed premiums, a guaranteed death benefit, and a cash surrender value that grows at a guaranteed rate. More expensive than term but builds guaranteed wealth.